Family Coverage: Covering Parents Along with Their Children
Data
Nationwide, parents account for nearly a quarter of the 47 million uninsured Americans. According to a 2005 survey:1
- Nearly four out of every 10 low-income parents (39 percent) lacked health insurance in 2005. The vast majority (82 percent) of low-income parents without coverage have at least one full-time worker in the family.
- The high uninsurance rate among low-income parents comes about due to a lack of both private and public insurance options. Among low-income uninsured parents in employed families, nearly 90 percent either had no offer of insurance or the insurance was too expensive to take up (Figure 2). The private coverage rates are low because so many low-wage parents are employed in small firms and at the kinds of jobs (construction, service sector, and agriculture) that are far less likely to offer health insurance. At the same time, many of these low-income parents do not qualify for publicly-funded coverage because the Medicaid income eligibility levels for parents is very low in many states.
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Where States Stand
Footnotes
1. K. Schwartz, “
Spotlight on Uninsured Parents: How a Lack of Coverage Affects Parents and Their Families,” Kaiser Commission on Medicaid and the Uninsured (June 2007).
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